Cover for Farm Owners & Decision Makers
Farm Owners and Decision Makers
Safeguarding the people behind the farm
Employment Disputes
Wrongful Dismissal or discrimination claims for example
HMRC, RSPCA, Local Authority
Financial support from prosecution costs
Running a farm is about more than planting crops and caring for livestock — it also means making important business decisions every day. Those decisions carry legal and financial risks, and if something goes wrong, farm owners, directors, and managers can be held personally liable.
Management liability insurance for the farming sector provides vital protection towards claims that could put both your business and your personal assets at risk.
What Management Liability Insurance Matters in Agriculture?
In today’s complex farming environment, management teams face increasing scrutiny from employees, regulators, suppliers, and customers.
- Employment disputes such as wrongful dismissal or discrimination claims
- Regulatory investigations into environmental, safety, or workplace compliance
- Mismanagement allegations over financial or operational decisions
- Claims from shareholders, suppliers, or creditors alleging loss due to management actions
- Legal family disputes where family members both own part of the registered business and they are taking legal action against each other
These investigations can come from several different types of bodies and management liability insurance can help towards the prosecution costs from UK enforcement agencies such as:
- HMRC
- DVSA
- Police
- RSPCA
- Forestry Commission
- Local Authority
- Environment Agencies
Who Needs Management Liability Insurance?
This cover is essential for:
- Family farms with formal management structures
- Large scale agricultural enterprises
- Farming cooperatives and agribusinesses
- Any farm employing staff or engaging with external suppliers and regulators
- Anyone who’s a registered company
Protect your business and the people who run it. Our team will search its panel of insurers to find an agricultural management liability insurance suited to your business’s needs. As farm businesses can be set up with complexities, we take the time to learn about your business and understand your organisational setup.
Get in touch today for a no-obligation discussion with Agricultural Insurance specialists, call us on 01625 860444 or complete our enquiry form and we’ll be in touch as soon as possible.
