Protection towards your restaurant & pub
Eateries
Fine dining, cafes, restaurants, bakeries
Pubs
City Centre, Countryside, Microbrewery
Bars
Wine Bars, Gin Bars, Night clubs
When running a pub or restaurant, you face a variety of risks that can endanger the viability of your business. Due to the nature of your clientele and manner of operation—long hours, late closing times, crowded premises and possible drunken customers—the number of risks you’re exposed to are unique to the hospitality industry.
As not all pubs and restaurants operate the same way or serve the same people, therefore your insurance policy wouldn’t be the same as the restaurant or pub next door. As an insurance broker, we take the time and learn about your business and our experienced team will find a tailored solution to meet your business’ individual needs.
The following are some common covers included in pub insurance:
- Public Liability Insurance
- Employers’ Liability Insurance
- Buildings Insurance
- Stock Cover
- Business interruption
- Loss of license
What is Business Interruption Cover?
Even if the loss was insured, without business interruption cover, business owners may lose hard-earned profits and income they would have gained had the loss had not happened. Business Interruption can provide financial support towards the loss of income and profits in the event that insured damage prevents your pub from operating. It can help you keep your business afloat, even if the pub has to temporarily close.
Speak to our experienced team today
Finding the right insurance policy for your hospitality business can be challenging, as you assess your needs and find a tailored policy to meet your specific risks. However, this is where our team of professionals will be able to help. We do all the hard work, search our panel of insurers with our extensive insurance knowledge to find a policy to cover your needs. Call 01244 311033 or complete our enquiry form.
