Cover for Your Classic and Vintage Cars
Over 15 Years Old
Motor vehicles typically over 15 – 20 years old
Specialist Repairs & Parts
Can include cover for expert repairers and authentic parts
Classic Car Usage
Parades, shows and weekend leisure
Classic Cars or Vintage Cars aren’t your everyday running around vehicles or super performance cars therefore, they need their own type of insurance with cover tailored to the vehicle. These types of policies consider the unique characteristics and value of the classic or collectible car as well as the driving habits of the policyholder.
Classic cars are usually divided into four age bands – veteran, vintage, classic and modern classic. The exact boundaries between them may vary between providers, however they’re something along these lines.
- Veteran – built before 1910
- Vintage – built between 1911 – 1950
- Classic – built between 1951 – 1979
- Modern classic – built between 1980 – 2010
For many insurers but not all, a car will be considered as a classic car if it’s in good condition, has a market value usually over £15,000 and is over 15 – 20 years old.
However, this varies between insurers and some may only provide cover depending on the model or if the vehicle is deemed to be ‘rare’.
Furthermore, this is why using an Insurance Broker like us can be beneficial. With access to a large panel of insurers and a strong knowledge of their criteria, we can shop the market and negotiate rates on your behalf. Get in touch today for a no-obligation classic car insurance quote.
